Fundsaudit is a simple digital financial auditing app that automatically fetches and categorizes your income and expenses to help you understand your money flow, savings capacity, spending habits, and financial health. It is developed by Fundsroom, a Startup India-registered and ISO-certified fintech company founded in 2020.
Fundsaudit audits: Expenses (rent, EMI, bills, groceries, travel, etc.), Spending patterns, Savings vs spending ratio, Budget deviations, Financial behaviour scores. All are generated automatically using AI-based classification.
No. Fundsaudit is only for income and expense auditing-not for stock analysis or mutual fund tracking.
Yes. Fundsaudit uses: ISO 27001:2013 certified information security practices, Bank-level AES-256 encryption, Zero Data Sharing Policy, Read-only access to statements, No "edit" or "transaction" permissions. Your financial transactions remain untouched.
The app uses AI-enabled smart statement reading. It fetches through message API.
No. It only uses: User-uploaded statements OR Read-only secure fetch (where enabled). It cannot make transfers, withdrawals, or payments.
No. Fundsaudit has zero transactional capability. It analyzes statements, but cannot initiate any transaction.
No. Fundsaudit follows a strict No Third-Party Data Sharing policy and handles data according to global ISO standards.
The audit report provides: Total monthly, weekly, as well as daily incomes. Total monthly, weekly, as well as daily expenses. Spending categories. Essential vs non-essential breakdown. Saving percentage. Cash flow surplus/deficit. Debt-tracking & EMI overview. Alerts for overspending. Personalized budgeting suggestions.
Yes. manage finances smarter by providing smart saving tips, overspending alerts, daily expense monitoring, budget allocation, and real-time tracking — enabling better financial planning and increased savings.
The audit is automatically updated whenever and if the message is fetch a new transaction is added, based on time and expense data.
Yes. Users can upload statements from multiple banks and the app consolidates them into a single financial view.
NO, the subscription is for Rs 99/- annually. Basic auditing is free. Advanced financial insights may come under premium plans later.
Users need to provide: Name, Email, Phone number, OTP verification.
No. Registration takes 1 minute, and full audit generation takes 2-3 minutes.
They can still explore the app features. Uploading a statement simply enables detailed audit insights.
Because most people in India: Don't track expenses daily, Overspend unknowingly, Don't know where their salary goes, Have no monthly budgeting, Don't follow saving discipline. Fundsaudit solves this by giving a clear, automated monthly audit.
Fundsaudit's AI model is trained on lakhs of financial entries, giving an accuracy level of 90%+ in correctly categorizing expenses.
Unlike manual budgeting apps, Fundsaudit is: Automatic (no manual entry), AI-powered, Secure & ISO-certified, Focused on financial auditing, not just expense tracking. It builds a complete financial health picture.
Yes. Users who track expenses regularly improve savings by 25-40% on average (based on global financial behaviour studies).
Check network, Ensure email/phone is correct, Try "Resend OTP", Check spam folder.
Possible reasons: there is no need to upload any bank details, statement etc.
You can manually adjust categories. The AI improves based on user corrections.
All banks, major Indian banks (SBI, HDFC, ICICI, Axis, Kotak, etc.) AND several smaller banks are supported.
Only you. i.e the owner -customers individual only. Interns only see "onboarding status," not your personal financial numbers.
Yes. Users can request data deletion anytime.
You can choose to delete data permanently. Or leave it stored securely (read-only) for future audits.
No. Fundsaudit does not provide loans, credit cards, or any banking service.
No. The app only analyzes income and expenses-it has no impact on credit score.
Never. It only uses statements or read-only authorization.
No. It does not have access to bank login, UPI, or account numbers for transactions.
No. Fundsaudit does not share data with any third party.
To help: Spread financial awareness, Teach people how to audit their monthly finances, Help families understand money flow, Collect real-world behaviour insights.
No, it is not recommended.
You receive: Full income & expense audit, Financial health rating, Budget suggestions, Spending habit insights, Monthly report.
Because: Built by Fundsroom, Startup India-recognized, Company founded in 2020, ISO-certified for data security, Uses bank-standard encryption, Has transparent read-only access model.
Yes. The analysis is generated using accurate classification algorithms trained on lakhs of transaction records.
Fundsaudit is a simple digital financial auditing app that automatically fetches and categorizes your income and expenses to help you understand your money flow, savings capacity, spending habits, and financial health. It is developed by Fundsroom, a Startup India-registered and ISO-certified fintech company founded in 2020.
